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As technological advancements continue to reshape the financial landscape, the way consumers interact with their banks has also evolved. Two such methods that have emerged to offer greater convenience to customers are mobile banking and telephone banking. Mob...

In today's fast-paced world, the way people handle and transact money has seen a considerable shift, primarily driven by technology. Automated Teller Machines (ATMs) and electronic money (often called e-money or digital money) are two such innovations that hav...

Credit cards are payment cards issued by financial institutions that allow cardholders to borrow funds to pay for goods and services. The credit provided is subject to a pre-set limit and usually comes with an interest charge if not repaid within a certain per...

Parameter RTGS NEFT IMPS Minimum Amount INR 2,00,000 No minimum limit No minimum limit Timing 7:00 AM to 6:00 PM on working days Hourly batches from 8:00 AM to 7:00 PM on working days 24x7, including holidays Settlement Real-Time, Individual transac...

The financial landscape has experienced significant transformations in the past decade, primarily due to technological advancements. Modern channels have been introduced to enhance the ease and efficiency of banking services. Among these, UPI (Unified Payments...

Insurance is a financial arrangement that provides protection against financial loss or risk. It's a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. A...

The secondary market refers to the financial marketplace where previously issued securities, such as stocks, bonds, and derivatives, are bought and sold among investors, rather than directly from the issuing company. It is distinct from the primary market, whe...

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A stock exchange is a financial marketplace where securities such as stocks, bonds, commodities, and derivatives are bought and sold. It serves as a centralized platform that facilitates the trading of these financial instruments between buyers and sellers. Th...

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Securities and Exchange Board of India (SEBI): SEBI is the primary regulatory authority overseeing the securities markets in India. Its role includes: Formulating regulations and guidelines for stock exchanges, market intermediaries, and market participants. M...

Demutualization of stock exchanges refers to the process by which a stock exchange transforms from a member-owned mutual organization into a shareholder-owned, for-profit corporation. This significant change in the ownership and governance structure of a stock...

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The Securities and Exchange Board of India (SEBI) has implemented comprehensive risk management policies to mitigate market, operational, and systemic risks in capital markets. Effective risk management not only safeguards investor interests but also fosters m...

Order Types: Stock exchanges offer various order types, including market orders (executed immediately at the current market price) and limit orders (executed when a specific price is reached). These order types help traders specify their desired execution par...

Stock market indices play a crucial role in the world of finance, providing insights into market behavior and serving various functions. This discussion covers the functions of stock market indices, categories of holdings excluded from the definition of free f...

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Depositories play a crucial role in the modern financial system by facilitating the electronic holding and transfer of securities. In India, two main depositories are Central Depository Securities Limited (CDSL) and National Securities Depository Limited (NSDL...

Margin trading is a financial strategy that allows investors to buy assets, typically stocks, by borrowing money from a broker. This practice enables investors to purchase more assets than they could with their available funds alone. Here's how margin trading ...

The financial system is a crucial component of any economy, serving as the backbone for various economic activities and transactions. It comprises institutions, markets, and intermediaries that facilitate the flow of funds and capital throughout the economy. T...