Financial Market and Services

Financial institutions are intermediaries that facilitate monetary transactions between lenders a...

Banking is a fundamental component of the economic framework of any country, deeply intertwined w...

Commercial banks are also known as business banks or corporate banks. They are different from inv...

Cooperative Banks in India encompass a range of financial institutions that operate within the co...

Commercial banks are the most common type of financial institutions. They accept deposits and pro...

Non-banking financial institutions (NBFIs) play a crucial role in the Indian economy, complementi...

Portfolio Management (PM) A portfolio is a group of financial assets, including stocks, commoditi...

Insurance is a social device for spreading the chance of financial loss among a large number of p...

SIDBI (Small Industries Development Bank of India) Establishment: April 2, 1990, under an Act o...

1. Regulatory and Supervisory Authority Banking Sector: RBI is the primary regulatory authority...

Financial services provided by institutions can primarily be categorized into fund-based and fee-...

Introduction to Banking Banking is a financial system that accepts deposits from the public, crea...

As technological advancements continue to reshape the financial landscape, the way consumers inte...

In today's fast-paced world, the way people handle and transact money has seen a considerable shi...

Credit cards are payment cards issued by financial institutions that allow cardholders to borrow ...

Parameter RTGS NEFT IMPS Minimum Amount INR 2,00,000 No minimum limit No minimum limit T...

The financial landscape has experienced significant transformations in the past decade, primarily...

Insurance is a financial arrangement that provides protection against financial loss or risk. It'...

The secondary market refers to the financial marketplace where previously issued securities, such...

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A stock exchange is a financial marketplace where securities such as stocks, bonds, commodities, ...

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Securities and Exchange Board of India (SEBI): SEBI is the primary regulatory authority overseein...

Demutualization of stock exchanges refers to the process by which a stock exchange transforms fro...

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The Securities and Exchange Board of India (SEBI) has implemented comprehensive risk management p...

Order Types: Stock exchanges offer various order types, including market orders (executed immedi...

Stock market indices play a crucial role in the world of finance, providing insights into market ...

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Depositories play a crucial role in the modern financial system by facilitating the electronic ho...

Margin trading is a financial strategy that allows investors to buy assets, typically stocks, by ...

The financial system is a crucial component of any economy, serving as the backbone for various e...

The structure of a financial system varies from one country to another, but its primary purpose r...

The Indian financial system plays a crucial role in the country's economic development and growth...

I. Financial Assets In any financial system, understanding financial assets is fundamental. Fina...

The financial system plays a significant role in the process of economic development of a country...

Pre-Independence Phase (Before 1947): Establishment of the Bank of Hindustan in Calcutta during ...

Background The pre-reforms period, spanning from the mid-1960s to the early 1990s, was characteri...

Leasing refers to a contractual arrangement where one party (the lessee) obtains the right to use...

Hire purchase (HP) is a popular way to finance the acquisition of items, especially when they're ...

A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or othe...

Factoring Mechanism Factoring is a financial service that involves the purchase of accounts recei...

Forfaiting is a financing technique used in international trade where exporters sell their receiv...

Credit rating is a service that assesses the creditworthiness of a borrower, which can be an indi...

Loan syndication refers to the process where a group of lenders, known as syndicates, work togeth...

Portfolio management is a strategic practice vital to both individual and institutional investors...

Wealth management service is a comprehensive financial advisory service that combines various fin...

The money market is a crucial segment of the financial market where short-term borrowing and lend...

The Indian money market is a complex financial system composed of both organized and unorganized ...

High Liquidity: Money market instruments have a maturity period of one year or less, making the...

Development of Trade and Industry: The money market provides essential financing for trade and ...

Central Bank (RBI in the case of India): The central bank plays a pivotal role in the money mar...

Treasury Bills (T-bills): Short-term government securities with a maturity of less than a year....

Deregulation of Interest Rates: Starting from May 1989, the RBI removed the ceiling on interes...

Definition of Monetary Policy Monetary policy is a macroeconomic policy managed by the central b...

A credit policy is a set of rules and standards that govern how companies grant credit to custom...

The Reserve Bank of India (RBI) plays a multifaceted role in the Indian money market, and its fun...

Capital markets are integral components of the global financial system, serving as conduits for t...

Capital markets are diverse financial ecosystems that encompass various types of markets, each se...

The primary market is a crucial component of the capital market that facilitates the raising of a...

The primary market, also known as the new issue market, involves several key constituents, each p...

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Private placement involves the sale of securities to a select group of private investors, such as...

A rights issue is an offering of additional shares to existing shareholders in proportion to thei...

Bonus shares, also known as scrip dividends or capitalization issues, are additional shares that ...

Here are some key points about QIP: Faster and Easier Equity Raising: QIP offers a quicker and ...

Step 1: Hire an investment bank A company seeks guidance from a team of underwriters or investme...

According to SEBI regulations, book building is essentially a method used in Initial Public Offer...

Merchant banking encompasses a range of financial services, including the management of securitie...

A lead manager, also known as a bookrunner or lead underwriter, plays a pivotal role in the proce...

A prospectus is a crucial legal document for market participants and investors. It provides compr...

In the IPO (Initial Public Offering) process, the price band is a critical element that helps det...

Qualified Institutional Placement (QIP) is a method through which a company can raise equity capi...

Allotment of Shares refers to the process in which shares of a company are allocated to investors...

ASBA, which stands for "Application Supported by Blocked Amount," is a process used in financial ...

Anchor investors are the primary investors in an initial public offering (IPO). According to rece...

The Green Shoe Option (GSO) is a financial mechanism used during the issuance of equity shares to...

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