Financial Institutions ,Markets and Services

Imagine a town where people need to exchange goods and services. The financial system is like t...

The financial system is a complex network of institutions, markets, and instruments that facilita...

Key Functions of the Financial System The financial system plays a crucial role in the economy by...

The financial system is a complex network of interconnected components that facilitate the flow o...

Capital Market` Definition: Refers to the segment of the financial market where long-term finan...

The Industrial Securities Market refers to the segment of the financial market where industrial c...

Definition: The primary market is the market for new issues or new financial claims. It's wher...

The Indian financial system plays a crucial role in the country's economic advancement. It acts a...

India has undertaken significant reforms in its financial sector over the past few decades, aimin...

Both commercial banks and cooperative banks play vital roles in the Indian financial system, but ...

Private sector banks in India play a crucial role in the country's financial system, offering a w...

Different countries have adopted various banking systems to suit their unique economic and social...

While the terms "deposit banking" and "commercial banking" are often used interchangeably, there ...

Bank lending is a core function of the banking system, providing crucial funding to individuals, ...

The Reserve Bank of India (RBI) is the central bank of India. Established in 1935, it plays a cru...

Banking regulation in India is a comprehensive framework designed to ensure the safety, soundness...

This document outlines a structured approach to understanding banking regulation in India, incorp...

Capital adequacy is a crucial concept in banking regulation. It refers to a bank's ability to abs...

The Banking Ombudsman Scheme is a grievance redressal mechanism for bank customers in India. It p...

Basel norms are a set of international banking regulations developed by the Basel Committee on Ba...

What are NBFCs? NBFCs stand for Non-Banking Financial Companies. These are financial institutions...

Non-Banking Financial Companies (NBFCs) play a multifaceted role in the Indian financial system. ...

Non-bank financial intermediaries (NBFIs) play a crucial role in the financial system by providin...

The Indian financial system is characterized by a diverse and complex institutional structure, co...

Introduction Non-Banking Financial Companies (NBFCs) in India exhibit a diverse range of asset-li...

Fund-based financial services involve the direct lending of funds by financial institutions to in...

Leasing is a contractual agreement where one party (the lessor) grants another party (the lessee)...

Hire purchase is a method of financing the acquisition of assets where the buyer (hirer) takes po...

Consumer credit refers to the type of credit extended to individuals for personal, family, or hou...

Bill discounting is a short-term financing option where a business sells its accounts receivable ...

Factoring is a financial transaction where a business sells its accounts receivable (invoices) to...

The capital market is a vital part of the financial system, focused on providing long-term fundin...

Primary vs. Secondary Markets: Primary Market: This is where new securities are issued for the fi...

Mobilization of Savings: The capital market channels savings from individuals, households, and in...

Primary Capital Market: Function: This is where new securities are created and issued for the fir...

Bombay Stock Exchange (BSE): Historical Significance: The BSE is Asia's oldest stock exchange, es...

Shares (Equities):   Definition: Shares represent ownership in a company. When you buy shares, yo...

Core Function: The long-term loan market facilitates the provision of funds for periods exceeding...

The derivatives market is a segment of the financial market where financial instruments known as ...

Definition: The government securities market, also known as the gilt-edged market, is a marketpla...

Common Capital Market Scams: Ponzi Schemes: These schemes promise high returns with little or no ...

The Securities and Exchange Board of India (SEBI) is the regulator of the securities market in In...

Insurance is a contractual agreement where an individual or entity (the insured) transfers the ri...

Insurance and hedging are both risk management strategies, but they operate in distinct ways. Cor...

Insurance comes in a wide variety of forms, each designed to protect against specific types of ri...

Insurance can be classified in several ways, depending on the criteria used. Here's a breakdown o...

Life insurance, while a contract, is built upon a foundation of fundamental principles that ensur...

Life insurance products are designed to provide financial security to beneficiaries upon the deat...

General insurance, also known as non-life insurance, covers a wide range of risks beyond life ins...

Insurance intermediaries play a vital role in connecting insurers with policyholders. They act as...

The claim settlement process is a critical part of the insurance experience. It's the point where...

The Insurance Regulatory and Development Authority of India (IRDAI) is the regulatory body that o...

The Insurance Regulatory and Development Authority of India (IRDAI) is vested with significant po...

It's important to distinguish between two different entities when discussing "FEMA": Federal Emer...

The foreign exchange (forex) market, where currencies are traded, is a complex and dynamic system...

Offshore financing instruments are tools used by corporations, governments, and individuals to ra...

The foreign exchange (forex) market is the global, decentralized marketplace where currencies are...

Exchange rate movements are a constant phenomenon in the global financial landscape. These fluctu...

Exchange rates are constantly shifting, driven by a complex web of economic, political, and marke...

What are Cross-Exchange Rates? Essentially, a cross-exchange rate is the exchange rate between tw...

International arbitrage is the practice of profiting from price discrepancies between identical o...

Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII) are two key ways forei...