Financial Institutions ,Markets and Services
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Unit-1 Financial System Unit-2 Banking Unit-3 NBFC
Unit -1
Meaning of Financial System
Imagine a town where people need to exchange goods and services. The financial system is like t...
Structure of Financial System
The financial system is a complex network of institutions, markets, and instruments that facilita...
Functions of Financial System
Key Functions of the Financial System The financial system plays a crucial role in the economy by...
Components of Financial System
The financial system is a complex network of interconnected components that facilitate the flow o...
Organized Market
Capital Market` Definition: Refers to the segment of the financial market where long-term finan...
Industrial Securities Market
The Industrial Securities Market refers to the segment of the financial market where industrial c...
Primary Market
Definition: The primary market is the market for new issues or new financial claims. It's wher...
Financial system and economic development
The Indian financial system plays a crucial role in the country's economic advancement. It acts a...
Reforms in Financial Sector in India, Recent Fiscal Policies in India.
India has undertaken significant reforms in its financial sector over the past few decades, aimin...
Unit -2
Commercial and Cooperative banks
Both commercial banks and cooperative banks play vital roles in the Indian financial system, but ...
Private Sector Banks
Private sector banks in India play a crucial role in the country's financial system, offering a w...
Branch Banking Vs Unit Banking and other Banking Systems
Different countries have adopted various banking systems to suit their unique economic and social...
Deposit Banking Vs Commercial Banking
While the terms "deposit banking" and "commercial banking" are often used interchangeably, there ...
Bank lending
Bank lending is a core function of the banking system, providing crucial funding to individuals, ...
RBI Functions
The Reserve Bank of India (RBI) is the central bank of India. Established in 1935, it plays a cru...
Banking Regulation and Requirements
Banking regulation in India is a comprehensive framework designed to ensure the safety, soundness...
Banking Regulation in India
This document outlines a structured approach to understanding banking regulation in India, incorp...
Capital Adequacy
Capital adequacy is a crucial concept in banking regulation. It refers to a bank's ability to abs...
Banking ombudsman scheme
The Banking Ombudsman Scheme is a grievance redressal mechanism for bank customers in India. It p...
Basel Norms
Basel norms are a set of international banking regulations developed by the Basel Committee on Ba...
Unit -3
Introduction to NBFC
What are NBFCs? NBFCs stand for Non-Banking Financial Companies. These are financial institutions...
Functions of NBFC
Non-Banking Financial Companies (NBFCs) play a multifaceted role in the Indian financial system. ...
Non-Bank Financial Intermediaries
Non-bank financial intermediaries (NBFIs) play a crucial role in the financial system by providin...
Institutional structure in India
The Indian financial system is characterized by a diverse and complex institutional structure, co...
Types and comparison of asset liability structures of various NBFCs and Finance institutions.
Introduction Non-Banking Financial Companies (NBFCs) in India exhibit a diverse range of asset-li...
Financial services: Fund based services
Fund-based financial services involve the direct lending of funds by financial institutions to in...
Financial Services: Leasing
Leasing is a contractual agreement where one party (the lessor) grants another party (the lessee)...
Financial Services: Hire Purchase
Hire purchase is a method of financing the acquisition of assets where the buyer (hirer) takes po...
Consumer Credit
Consumer credit refers to the type of credit extended to individuals for personal, family, or hou...
Bill Discounting
Bill discounting is a short-term financing option where a business sells its accounts receivable ...
Factoring
Factoring is a financial transaction where a business sells its accounts receivable (invoices) to...
Unit 4
Money market
Unit 5
Capital market
Meaning
The capital market is a vital part of the financial system, focused on providing long-term fundin...
Classification
Primary vs. Secondary Markets: Primary Market: This is where new securities are issued for the fi...
Functions
Mobilization of Savings: The capital market channels savings from individuals, households, and in...
Types-primary market and secondary market
Primary Capital Market: Function: This is where new securities are created and issued for the fir...
Functioning of various stock exchanges -nse,bse,otcei
Bombay Stock Exchange (BSE): Historical Significance: The BSE is Asia's oldest stock exchange, es...
Financial instruments in capital markets :shares ,mutual funds , debentures ,bonds
Shares (Equities): Definition: Shares represent ownership in a company. When you buy shares, yo...
Long term loan market
Core Function: The long-term loan market facilitates the provision of funds for periods exceeding...
Derivatives market
The derivatives market is a segment of the financial market where financial instruments known as ...
Government securities market
Definition: The government securities market, also known as the gilt-edged market, is a marketpla...
Capital market scams
Common Capital Market Scams: Ponzi Schemes: These schemes promise high returns with little or no ...
Roles and functions of sebi
The Securities and Exchange Board of India (SEBI) is the regulator of the securities market in In...
Unit 6
Insurance management
Insurance
Insurance is a contractual agreement where an individual or entity (the insured) transfers the ri...
Insurance and Hedging
Insurance and hedging are both risk management strategies, but they operate in distinct ways. Cor...
Types of Insurance
Insurance comes in a wide variety of forms, each designed to protect against specific types of ri...
Classification of insurance
Insurance can be classified in several ways, depending on the criteria used. Here's a breakdown o...
Fundamental Principles of Life Insurance
Life insurance, while a contract, is built upon a foundation of fundamental principles that ensur...
Life Insurance Products
Life insurance products are designed to provide financial security to beneficiaries upon the deat...
General Insurance and its fundamental principles
General insurance, also known as non-life insurance, covers a wide range of risks beyond life ins...
Insurance Intermediaries
Insurance intermediaries play a vital role in connecting insurers with policyholders. They act as...
Claim Settle Process
The claim settlement process is a critical part of the insurance experience. It's the point where...
IRDA-Duties
The Insurance Regulatory and Development Authority of India (IRDAI) is the regulatory body that o...
Power and Functions of IRDA
The Insurance Regulatory and Development Authority of India (IRDAI) is vested with significant po...
Unit 7
International Financial System
FEMA
It's important to distinguish between two different entities when discussing "FEMA": Federal Emer...
Forex market rate determination Nature
The foreign exchange (forex) market, where currencies are traded, is a complex and dynamic system...
Offshore Financing Instruments
Offshore financing instruments are tools used by corporations, governments, and individuals to ra...
Foreign Exchange market,
The foreign exchange (forex) market is the global, decentralized marketplace where currencies are...
Exchange rate movements
Exchange rate movements are a constant phenomenon in the global financial landscape. These fluctu...
factors that influence exchange rates
Exchange rates are constantly shifting, driven by a complex web of economic, political, and marke...
movements in cross exchange rates
What are Cross-Exchange Rates? Essentially, a cross-exchange rate is the exchange rate between tw...
concepts of international arbitrage
International arbitrage is the practice of profiting from price discrepancies between identical o...
Foreign Direct Investment and Foreign Institutional Investment
Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII) are two key ways forei...